American Family Insurance
Commercial Mortgage Lending
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Home > FAQs

FAQs

  1. Are you currently lending?
    Yes, we are currently reviewing new opportunities.

  2. What kind of deals are you looking for?
    An ideal transaction would incorporate several of the following:
    • Low LTV (<60%)
    • Well located
    • Diversified rent roll
    • Long term leases
    • Superior quality asset
    • Possible recourse
    • Credit tenancy
    • Low cash flow risk
    • Limited refinance risk

  3. Do you lend on self-storage, shadow anchored retail or unanchored retail?
    No, we are unable to consider these property types at this time.

  4. What is your preferred process for submitting a request?
    Due to the high volume of deal flow we ask that you use the loan submission form. This form can be accessed through the red button on most pages of our website.

  5. Do you require recourse?
    No, we do not require recourse, but it is valued.
 
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Lending Guidelines

Market Area

  • The entire United States

Property Types

  • Office
  • Industrial
  • Retail
  • Multifamily

Loan Size

  • Currently prefer $2MM - $6MM
  • Historically considered $2MM - $30MM

Interest Rates

  • Currently quoting rates, not spreads

Loan Terms

  • Currently considering 8 year and longer terms

Recourse

  • Valued but not required

Forward Commitments

  • Potentially up to 12 months

Deposits and Fees

  • 1% with application
  • 1% - 2% with commitment
REQUEST A LOAN
Go to Loan Request Submission Form to email proposal to the production team
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